Mobile Device Apps For Your Personal Finances
Your personal finances are, of course, of the utmost importance. Being aware of how much money you have in your checking and savings accounts, your credit card balance, and the status of your retirement plan at any given moment is an invaluable asset to possess.
With that in mind, it's natural to want to be able to access all of the aforementioned data anywhere, at any time - even when you're on-the-go.
Many major banks offer services that let you send a text message that will result in a response allowing you to learn your account balances almost instantly. However, that's only one aspect of the larger picture that makes up your overall personal finance.
For those of you who have smartphones using either the Android or iOS mobile operating systems, you'll find that there are a number of applications - or apps - that you can download and use for exactly this purpose. Some of these are free, while others will cost a nominal price of $1.99 - fairly standard for both the Android and Apple application marketplace, and less than some apps.
Android and iOS users can take advantage of Mint.com's Personal Finance app. This lets you check your savings, credit card and retirement plan figures, and also allows for budget creation using the information it stores. It requires a four-digit passcode to be entered whenever its opened, for your security.
Another app, this one solely available for Apple smartphone or tablet computer users, is My Finances. This provides charts where you can record your expenses and incomes, view how much you've spent over a certain period of time and edit data at will. It also features password protection.
Finally, Personal Ledger and MoneyWise are both Android-exclusive apps that let you log and edit records of your basic transactions, as easy-to-use digital checkbooks.